Please note that the information contained herein is general in nature, has been obtained from various sources believed to be reliable and is subject to changes in the Internal Revenue Code, as well as other areas of law. It is intended to offer factual and up-to-date information. However, information is subject to change without notice. We make no representation or warranty of any kind, express or implied, including but not limited to, warranties of accuracy, completeness or fitness for a particular purpose, with regard to the data herein, and will not be liable for any damages, losses or costs incurred as a result of reliance hereon.

This calculation was tailored for the intended recipient only. It contains forward-looking statements based on hypothetical returns and information provided by the intended recipient. There can be no guarantees that the views and opinions expressed will come to pass. Please review the information for accuracy and notify your Oppenheimer Financial Advisor promptly if any discrepancies are present; discrepancies may materially alter the calculation.

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